How Do Interest Rate Buydowns Work for Home Buyers?
Interest rate buy-downs in Mississippi allow sellers or builders to temporarily reduce your rate for 1–3 years. For example, a 2-1 buy-down on a 7 % loan means you pay 5 % the first year and 6 % the second.
Buy-downs help buyers qualify for larger homes and ease into payments while awaiting future refinance drops.
👉 Ask Jonathan Webb which builders in DeSoto County are currently offering rate-buy-down incentives.
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