What's the Difference Between FHA and Conventional Loans?
FHA vs Conventional loans in Mississippi — which is better?
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FHA: requires 3.5 % down, allows lower credit scores (580 +), and offers easier approval.
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Conventional: requires 5 % + down, no upfront MIP, and better rates for high scores.
FHA fits first-time buyers needing flexibility, while Conventional works best for long-term ownership and higher scores.
👉 Jonathan Webb Real Estate can compare both loan types for your budget and goals.
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