Can I Use Gift Money for My Down Payment?
Using gift money for a down payment is allowed for FHA, VA, and conventional loans as long as funds come from family and are documented with a gift letter.The donor cannot expect repayment.👉 Jonathan Webb Real Estate will help coordinate lender-approved gift documentation.
What’s the Biggest Mistake First-Time Buyers Make?
Biggest mistake first-time buyers make = shopping for homes before getting pre-approved.Without pre-approval, buyers risk losing their dream home or over-estimating budget.Other errors: skipping inspection and changing jobs mid-loan.👉 Jonathan Webb Real Estate guides first-time buyers from pre-appr
What Questions Should I Ask My Lender Before Buying?
Top lender questions: What loan programs do I qualify for? What’s my estimated monthly payment? Can I lock my rate, and for how long? Are there first-time buyer incentives?👉 Jonathan Webb Real Estate partners with transparent lenders who answer these upfront.
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